Verdikx vs NoFraud (Wyllo) at a glance
| Feature | Verdikx | NoFraud (Wyllo) |
|---|---|---|
| Fraud screening before fulfillment | Yes, on Growth and up: after the order is placed and before it ships (Verdikx never blocks checkout), a 0 to 100 risk score with plain-English reasons on new Shopify orders, IP intelligence, a storefront device pixel, blocklists and Verdikx Network history; High-risk orders are held for your review, and custom risk rules are on Pro | Payment fraud protection, plus bot and reseller detection[1] |
| Who decides on a risky order | You do. Verdikx scores the order and explains why, holds High-risk orders for your review (on by default) and runs rules you write on Pro. Verdikx never cancels an order on its own. With order screening (Growth and up), it holds risky Shopify orders and orders from customers you block, and you decide whether to cancel. Autopilot never accepts a dispute | Not publicly stated |
| Shared merchant network | Opt-in Verdikx Network (new, so signals are few at first): stores that join share chargeback and refund-abuse outcomes as keyed one-way hashes (HMAC-SHA256), never raw customer data; a shopper is flagged only once three other participating merchant accounts report them, and your decisions and blocklists are never shared | Not publicly stated |
| Chargeback management | Yes: an evidence record for every order, AI-assisted drafts and submission for Shopify Payments and Stripe (live), more processors in beta, and chargebacks from any processor or bank by email or CSV | Chargeback management is listed on its website[2] |
| Returns and refund abuse | Yes, on Growth and up: refund-abuse scores, customer risk profiles and return-request recommendations (approve, review or decline-recommended) with reasons | Return fraud prevention and claim and policy abuse prevention[1] |
| Pricing model | Flat subscription (billed through Shopify for Shopify stores, by card for others): Starter $29, Growth $79, Pro $199 a month, yearly saves 20%. Not a percentage of recovered chargebacks or of order value: Verdikx takes no cut of what you win back | Free Screening Only plan (14-day trial, then up to 100 orders a month); guarantee plans listed at $250, $350 and $450 a month; revenue-based pricing for guaranteed plans and custom pricing for larger stores[1] |
| Guarantee | No outcome guarantee and no chargeback reimbursement: banks and card networks decide disputes, and the merchant keeps fraud liability | "Guarantee on Fraud Chargebacks we Passed" in paid plans[1] |
| Store platforms | Shopify app for Shopify stores; WooCommerce (beta) and processor-only workspaces created on verdikx.com and paid by card. BigCommerce, Wix, Squarespace, Magento 2, commercetools, VTEX and Miva connect directly (beta); marketplaces such as Amazon, eBay and Etsy coming soon | Shopify and BigCommerce referenced on its website; Shopify Checkout, Flow and Admin on its Shopify listing[2][1] |
| Payments and subscriptions | Shopify Payments and Stripe live; Braintree, Adyen, Checkout.com, Authorize.net, Klarna and Afterpay in beta; PayPal and Square coming soon; chargeback notices from any processor or bank by email or CSV | Shopify listing names PayPal, Shop Pay, Recharge, Skio, Stay AI and Yotpo Subscriptions[1] |
| Automation and control | Autopilot on Growth and up: automatic drafts, and opt-in auto-submission only inside merchant-set limits, by default 48 hours before the deadline. Verdikx never cancels an order on its own. With order screening (Growth and up), it holds risky Shopify orders and orders from customers you block, and you decide whether to cancel. Autopilot never accepts a dispute | Not publicly stated |
| AI-written dispute responses | AI-assisted drafts the merchant can review and edit, and an AI claim check that sets the cardholder's claim against the store's records: AI drafts and the AI claim check for 10 cases a month on Starter (one shared count), unlimited AI drafts and AI claim checks (fair use) on Growth and Pro | Not publicly stated |
| Card-network alerts (RDR, Ethoca) | Stripe early fraud warnings with auto-refund policies (live, Growth and up); Visa RDR and Mastercard Ethoca alerts coming soon | Not publicly stated |
| Free trial | 7-day free trial on every plan | 14-day trial on the free Screening Only plan[1] |
| Contract | Monthly or yearly plan through Shopify Billing for Shopify stores; cancel anytime | Not publicly stated |
The short version
Verdikx is a fraud, chargeback and dispute platform for e-commerce and SaaS merchants, made by Verdikx LLC (New Jersey, United States). It installs as a Shopify app, screens new orders for fraud, keeps an evidence record for every order, prepares dispute responses across payment processors and flags returns abuse, on a flat subscription.
NoFraud's Shopify App Store listing now appears as Wyllo (formerly NoFraud + Yofi). The listing describes payment fraud protection, bot and reseller detection, return fraud prevention and claim and policy abuse prevention. Its paid plans include a "Guarantee on Fraud Chargebacks we Passed", and the listing shows a free Screening Only plan alongside guarantee plans listed at $250, $350 and $450 a month.
The core difference is the guarantee. NoFraud's paid plans cover fraud chargebacks on orders it passed. Verdikx does not reimburse chargebacks; it focuses on explained screening, evidence and responses for every dispute type, at a flat price.
How to choose
- Split your chargebacks by reason. If most are stolen-card fraud, a fraud guarantee covers the bulk of your losses. If most are friendly fraud, "item not received" or "not as described", a guarantee on fraud chargebacks covers less, and evidence and responses matter more.
- Compare the full monthly cost. Add any plan fee and revenue-based percentage you are quoted, then compare with a flat Verdikx plan on the pricing page plus the losses you would still carry.
- Decide who makes the call on risky orders. Verdikx shows a risk score with plain-English reasons and leaves the decision to you; it holds risky orders and never cancels one on its own.
- Check returns coverage. Both describe returns-abuse features; compare how each explains its recommendations. See returns abuse.
When NoFraud (Wyllo) is the better choice
- You want fraud chargebacks on approved orders covered by a guarantee, rather than handling that risk yourself.
- You want verdicts written back to your BigCommerce store. Verdikx's BigCommerce connection (beta) syncs orders read-only and writes nothing back yet; Wyllo's website references BigCommerce.
- You want bot and reseller detection, which the Wyllo listing describes.
- You process very few orders and the free Screening Only plan covers your volume.
When Verdikx is the better choice
- You want one flat price that covers screening, dispute evidence, AI-assisted drafts and returns-abuse checks, with a 7-day free trial.
- Many of your disputes are not stolen-card fraud, so you need strong responses for friendly fraud and delivery disputes. See item not received disputes.
- You want chargebacks from several processors in one inbox, including notices forwarded by email or uploaded as CSV.
- You want plain-English reasons for every risk score and the final say on every order.
Verdikx does not guarantee dispute outcomes or reimburse chargebacks: banks and card networks decide disputes.
Frequently asked questions
Is NoFraud now called Wyllo?
On the Shopify App Store, the NoFraud app now appears as Wyllo (formerly NoFraud + Yofi), developed by Wyllo, LLC. The listing describes payment fraud protection, return fraud prevention and claim and policy abuse prevention, with a guarantee on fraud chargebacks it passed in paid plans. Check its listing for the latest plans.
How much does NoFraud cost?
The Wyllo (formerly NoFraud) Shopify listing shows a free Screening Only plan with a 14-day trial, then up to 100 orders a month, and guarantee plans listed at $250, $350 and $450 a month, with revenue-based pricing for guaranteed plans and custom pricing for larger stores. Verdikx plans are flat at $29, $79 and $199 a month.
Does Verdikx guarantee fraud chargebacks like NoFraud?
No. Verdikx does not reimburse chargebacks or guarantee outcomes. It screens orders with explained risk scores, then helps you win disputes with evidence and AI-assisted responses. If a fraud guarantee is what you need most, a guarantee provider may fit better; if you want flat pricing and control, Verdikx may.
Which is better for friendly fraud?
A guarantee on fraud chargebacks typically covers orders a provider approved that turn out to be stolen-card fraud. Friendly fraud, where a real customer disputes a purchase they made, usually has to be fought with evidence such as delivery proof and customer messages. Verdikx builds that evidence for every order. Ask any provider which dispute reasons its guarantee covers.
See it on your own orders.
Install on Shopify, or create a workspace for WooCommerce, another platform or your processors, and get your first verdicts in minutes. 7-day free trial, no percentage of what you win.
Sources
- Wyllo (formerly NoFraud) on the Shopify App Store (checked October 5, 2026)
- Wyllo (formerly NoFraud) homepage (checked October 5, 2026)
Last reviewed by Verdikx Research.