Verdikx vs Sift at a glance
| Feature | Verdikx | Sift |
|---|---|---|
| Fraud screening before fulfillment | Yes, on Growth and up: after the order is placed and before it ships (Verdikx never blocks checkout), a 0 to 100 risk score with plain-English reasons on new Shopify orders, IP intelligence, a storefront device pixel, blocklists and Verdikx Network history; High-risk orders are held for your review, and custom risk rules are on Pro | Payment Protection and the Sift Score API[1] |
| Account protection | Not offered: Verdikx screens orders after they are placed, not sign-ins or account activity | Account Defense[1] |
| Who decides on a risky order | You do. Verdikx scores the order and explains why, holds High-risk orders for your review (on by default) and runs rules you write on Pro. Verdikx never cancels an order on its own. With order screening (Growth and up), it holds risky Shopify orders and orders from customers you block, and you decide whether to cancel. Autopilot never accepts a dispute | Not publicly stated |
| Shared merchant network | Opt-in Verdikx Network (new, so signals are few at first): stores that join share chargeback and refund-abuse outcomes as keyed one-way hashes (HMAC-SHA256), never raw customer data; a shopper is flagged only once three other participating merchant accounts report them, and your decisions and blocklists are never shared | Not publicly stated |
| Chargeback management | Yes: an evidence record for every order, AI-assisted drafts and submission for Shopify Payments and Stripe (live), more processors in beta, and chargebacks from any processor or bank by email or CSV | Dispute Management, which its blog describes with rules-based automated responses (DisputeBot) and evidence recommendations, designed to pair with Payment Protection[2] |
| Returns and refund abuse | Yes, on Growth and up: refund-abuse scores, customer risk profiles and return-request recommendations (approve, review or decline-recommended) with reasons | Not publicly stated |
| Pricing model | Flat subscription (billed through Shopify for Shopify stores, by card for others): Starter $29, Growth $79, Pro $199 a month, yearly saves 20%. Not a percentage of recovered chargebacks or of order value: Verdikx takes no cut of what you win back | Not shown on its homepage; visitors are directed to request a demo[1] |
| Who it is for | Online merchants: Shopify stores, other platforms and processor-only businesses such as subscription and SaaS companies | Digital businesses such as e-commerce, SaaS, marketplaces, travel and fintech[1] |
| Guarantee | No outcome guarantee and no chargeback reimbursement: banks and card networks decide disputes, and the merchant keeps fraud liability | Not publicly stated |
| Store platforms | Shopify app for Shopify stores; WooCommerce (beta) and processor-only workspaces created on verdikx.com and paid by card. BigCommerce, Wix, Squarespace, Magento 2, commercetools, VTEX and Miva connect directly (beta); marketplaces such as Amazon, eBay and Etsy coming soon | Not publicly stated |
| Payment processors | Shopify Payments and Stripe live; Braintree, Adyen, Checkout.com, Authorize.net, Klarna and Afterpay in beta; PayPal and Square coming soon; chargeback notices from any processor or bank by email or CSV | Not publicly stated |
| Card-network alerts and inquiries | Stripe early fraud warnings with auto-refund policies (live, Growth and up); Visa RDR and Mastercard Ethoca alerts coming soon | Visa and Mastercard inquiries and alerts in Dispute Management, per its blog[2] |
| Free trial | 7-day free trial on every plan | Not publicly stated |
| Contract | Monthly or yearly plan through Shopify Billing for Shopify stores; cancel anytime | Not publicly stated |
The short version
Verdikx is a fraud, chargeback and dispute platform for e-commerce and SaaS merchants, made by Verdikx LLC (New Jersey, United States). It installs as a Shopify app, screens new orders for fraud, keeps an evidence record for every order, prepares dispute responses across payment processors and flags returns abuse, on a flat subscription.
Sift describes an AI fraud platform with Payment Protection, Account Defense and the Sift Score API, serving digital businesses such as e-commerce, SaaS, marketplaces, travel and fintech. Its blog describes a Dispute Management product with Visa and Mastercard inquiries and alerts, rules-based automated responses (DisputeBot) and evidence recommendations, designed to pair with Payment Protection. Its homepage does not show pricing and directs visitors to request a demo.
The difference is breadth and how you buy. Sift covers account and payment fraud across many kinds of digital business, sold by demo. Verdikx is built for online merchants: you start it yourself at a published price, and it screens orders before they ship with explained risk reasons, keeps an evidence record for every order, drafts responses with AI for you to review, and reviews returns for abuse.
How to choose
- Decide what you need to protect. If logins and accounts are a target, look at account protection. If losses come from orders, chargebacks and returns, compare order screening, chargeback management and returns review.
- Ask for pricing and compare. Sift shows no prices on its homepage; compare any quote with a plan on the pricing page.
- Ask about alerts. Sift's blog describes Visa and Mastercard inquiries and alerts; Verdikx's Visa RDR and Mastercard Ethoca alerts are coming soon.
- Check your stack. Confirm your storefront and every processor are supported, and at what maturity, on Connections.
When Sift is the better choice
- You run a digital business or marketplace and need account protection (Sift lists Account Defense) as well as payment fraud.
- You want a fraud score through an API (the Sift Score API) inside your own systems.
- You want Visa and Mastercard inquiries and alerts handled in a dispute product today; Verdikx's Visa RDR and Mastercard Ethoca alerts are coming soon.
When Verdikx is the better choice
- You want a published, flat price you can start on yourself, with a 7-day free trial and no sales call, and no share of what you win back.
- You want order screening before you ship and returns-abuse checks in the same subscription as dispute responses, with plain-English reasons for every risk score.
- You want to stay in control: nothing is submitted unless you confirm it or have turned on Autopilot rules. Verdikx never cancels an order on its own. With order screening (Growth and up), it holds risky Shopify orders and orders from customers you block, and you decide whether to cancel. Autopilot never accepts a dispute.
- You take chargebacks from several processors and want them in one inbox, including notices forwarded by email or uploaded as CSV.
Verdikx does not guarantee dispute outcomes: banks and card networks decide disputes.
Frequently asked questions
How much does Sift cost?
Sift's homepage does not show pricing and directs visitors to request a demo. Verdikx publishes its prices: Starter $29, Growth $79 and Pro $199 a month, with yearly billing saving 20% and a 7-day free trial, and no share of what you win back.
Does Verdikx protect accounts and logins like Sift?
No. Verdikx screens orders after they are placed, with explained risk reasons, and does not protect sign-ins or account activity. Sift lists Account Defense. If account takeover is a main concern, a platform with account protection may suit you better; see account takeover.
Does Verdikx have Visa and Mastercard alerts like Sift's Dispute Management?
Not yet. Card-network alerts (Visa RDR and Mastercard Ethoca) are coming soon to Verdikx. Today Verdikx brings Stripe early fraud warnings into one inbox and can refund them automatically under policies you set, on the Growth and Pro plans. Sift's blog describes Visa and Mastercard inquiries and alerts in its Dispute Management product.
See it on your own orders.
Install on Shopify, or create a workspace for WooCommerce, another platform or your processors, and get your first verdicts in minutes. 7-day free trial, no percentage of what you win.
Sources
- Sift homepage (checked October 5, 2026)
- Sift blog: Payment Protection and Dispute Management (checked October 5, 2026)
Last reviewed by Verdikx Research.